How Often Can I File Bankruptcy

In general, the answer depends on what chapter you filed previously, what chapter you are trying to file now, and the filing dates (not the discharge dates), of the previous case(s):

Chapter 7 then Another Chapter  7: The debtor may not be a debtor under Act if has filed a case w/n 8 years before the date of the current filing of the petition.


 Debtor may not receive a chapter 13 discharge if D is received a discharge in a 7, 11,or 12 case filed within 4 years of the filing of the current case.



Chapter 7, Then a Chapter 13: